Separate investment capital from expenses

For a qualifying targeted employment area or infrastructure investment, the current statutory minimum is US$800,000; the standard amount is US$1,050,000. The law schedules an inflation adjustment beginning January 1, 2027. Have counsel confirm the applicable amount for your intended filing. See the investment statute.

The capital is an investment exposed to loss. It is separate from fees that may be spent and may not be refundable. Do not describe the entire outlay as a deposit you will receive back after immigration approval. Ask for a written breakdown identifying who receives each payment and the circumstances in which any refund applies.

Request an itemized fee schedule

A useful quote separates the regional centre or project administration charge, immigration counsel’s work, government filing fees, and later visa or adjustment steps. It also identifies potential translation, document retrieval, medical examination and dependent-family costs. Professional fees differ by case and provider; a headline package price may exclude substantial later work.

  • Does the legal quote include responses to requests for evidence?
  • Is removal of conditions included or billed separately?
  • Which costs apply to each family member?
  • What happens to administrative charges if the petition is denied?

Use the official fee schedule effective when filing, rather than a figure remembered from an older article. Our Deadline Guide provides context for dates to discuss with counsel.

Plan the Canadian-dollar funding requirement

Your assets may be valued in Canadian dollars while the investment obligation is in US dollars. Ask your bank or foreign-exchange provider for the actual amount needed after its spread, transfer fees and settlement terms. Confirm the beneficiary details through a trusted channel before sending funds.

Build a conservative currency buffer into your planning instead of relying on the most favourable exchange rate you have seen. If money is coming from a company, property sale or investment portfolio, involve your accountant before liquidating assets. The amount available after taxes, loan repayment and transaction costs may differ from the gross sale proceeds.

Keep a relocation reserve outside the investment

Hold a separate reserve for housing, health coverage, school transitions, professional advice and the period before your US income arrangements are established. Your EB-5 investment may remain illiquid beyond the immigration milestones, so it should not double as the money needed for everyday family expenses.

Ask how the plan would work if immigration takes longer or project repayment is delayed. A family that can fund the investment comfortably but would struggle with an extended lock-up needs to reconsider the liquidity assumptions.

Bring a funding summary to the first conversation

You do not need to email bank statements to begin. A general summary of available capital, where it comes from, your family’s target timing and your need for access to that money is enough for an initial discussion. Sensitive evidence can be handled later through your attorney’s appropriate process.

New World Ventures can help frame the investment conversation and project questions. Your immigration attorney determines eligibility, while your cross-border accountant assesses tax consequences. Read our source-of-funds guide before assembling the formal evidence.